While car accidents can be scary, the stress of trying to figure out who will file an insurance claim can also have you pulling your hair out. Remember in an accident to stay calm, seek emergency care when needed, and try to get as much information about the drivers and accident situation as possible. The rest can be handled by a personal injury lawyer to give you peace of mind through the claims process.
Texas is a “fault” state
What it means for Texas to be a “fault” state is that someone is always at-fault in a car accident and responsible for their insurance covering damage, injuries, and other bills (other states may be “no-fault,” which means your own insurance covers whatever situation you are in). You can file a claim with your own insurance company, but the company is most likely to pursue compensation through the at-fault driver’s insurance company. Or, if the driver is cooperative, you may file directly to their insurance company. However, if fault is unclear or there are serious injuries, it may be more beneficial to pursue a personal injury lawsuit to be sure that you receive fair compensation.
A lawyer can also help if it is unclear who exactly is at fault. Just because someone receives a traffic ticket for the incident does not necessarily determine fault, although it could indicate partial responsibility.
Why you may need a personal injury attorney
Determining who was negligent will include a few factors that are best left to professional lawyers. A lawyer can help determine and verify:
- How to pursue a lawsuit with a commercial insurance company if a driver was using a work vehicle.
- Whether an injured party was also careless and to what extent.
- Whether there was a faulty component in the vehicle.
- Lawyers may also be able to verify whether something was under recall by the manufacturer.
Accidents that are not clear cut or involve more than two cars may be tricky to determine who is at fault. You can rest assured that if you file a claim with us, that we will do everything within the law to help you get the fair compensation that you deserve. We can also help to make sure that if you are liable, that your insurance pays out only what is necessary. Trust us to know the law and pursue the best course of action for your case.